Terms and Conditions
These plans are true insurance plans, not discount plans, and as such are subject to the rules and regulations of the insurance companies offering the coverage, the Commissioners of the Insurance Departments of the State wherein the insured lives, and the Commissioner of the New York State Insurance Department. Also, applicant/insured specifically agrees that they are enrolling for a period of not less than twelve (12) months. If applicant/insured wants to cancel prior to a one year term, then he or she may do so only if applicant/insured has not had treatment and/or an office visit wherein he/she took advantage of the plan’s discounts. The insured must pay the agreed upon amount for the remaining months of the twelve month term if contract is cancelled prior to a full twelve month term. The applicant/insured also agrees that any and all disputes will be resolved/adjudicated under the laws of the State of New York.